Health Care Costs: The Most Challenging of All Expense Categories? + MORE

Capital One 360 wants you to declare your financial independence from bad checking accounts, mortgage fees, and expensive online brokers. They have a very clever Independence Day Sale going on from Monday, July 1st until Wednesday, July 3 at 11:59pm ET.  If you’re in the market for a new checking account, savings account, or online broker, or if you’re a current customer, then you will be able to take advantage of this offer…

Today is an awesome day! 16 bloggers pooled our pennies to give you an amazing giveaway today! $480 bucks to go towards anything you want! Two nights in a hotel, a snazzy new wardrobe, or that fancy little iPad you’ve been eyeing – whatever it is, it can be yours.
But first, let’s talk…

I’m proud to announce our most recent giveaway: $480 Cash!
The theme of this giveaway is: In the Summer I Spend the Most Money on…
When I sat down and thought about this question, I realized that what I spend the most on has changed year-after-year.
Since I Just bought a house this past Fall, I had a ton of things I needed to buy this Summer for our yard…

After being in the personal finance business for close to ten years I’ve been asked a lot of questions. But there’s one thing that comes up more often than anything else. People always ask how to start saving money, how to start investing money, or how to start paying off debt if they don’t have any money to start with…

Quick message to everyone
I’d like to apologize to our regular readers for the Retire By 40′s problem last week. Our host server was under a denial of service attack throughout the week and the site was down intermittently. We moved to a different server now and I really hope things will be stable for quite a while…

As a financial writer, I see all the hand-wringing about the low financial literacy in America. It’s not just those immersed in finances that see the problem, though. Many regular Americans agree that financial literacy is somewhat lacking.
However, many Americans think that they aren’t the problem; it’s always someone else who needs to know more about finances…

I believe it is far easier to earn more money than it is to accumulate wealth, in America at least.
72% of Americans would find it somewhat difficult or very difficult to pay that month’s bills if they lost their job today. In simplest terms, that simple fact means that it’s the norm to spend everything that you bring in and not accumulate anything…

Just a reminder that Wealth Lion has posts on Mondays, Wednesdays, and Fridays. Here are the latest ones:

My Retirement Plan: The Numbers and Options – The specifics behind how I plan to use my assets in retirement to generate the income I need to support my family.
My Retirement Plan – My thoughts on accumulating a substantial amount of assets that I can then turn into income generators, churning out enough income that more than covers my annual expenses…

SJR Primecorp Parkway Homes | Pre launch offer for limited period!!!

This post is compilation of all the information related to home loans and income tax benefits on taking the housing loans. This will be a one stop guide for all your queries about income tax benefits on home loans. In my earlier articles, there are plenty of articles published on the home loans…

This post is by staff writer Honey Smith. There are many personal finance books out there, useful to people in all stages of personal finance. I have a lot to learn before reaching financial independence, and the editorial elves thought it would be useful if I shared some of what I learn with you. In the past, I have reviewed “All Your Worth,” “Debt is Slavery,” and “Change Your Life in 7 Days…

I remember, as a child, spending hours in the garden with my mother. We would pull weeds, pick produce, plant seeds, water, and generally putter in the garden. It was nice, back then, spending that time with her and producing something that we could be proud of.
Now that I am older and have a home of my own, I realize how much work a garden can be…

Today through July 3rd Capital One 360 (formerly ING DIRECT) is having a Financial Independence Day sale.When you open a 360 Checking account you normally get $50, however from today till July 3rd you will get $100! That’s double the normal bonus. If don’t want to open a checking account you can get $76 with a 360 Savings account!360 Savings and Checking accounts do not have any monthly fees or minimums, all accounts are free with unlimited transactions and 38,000 fee FREE ATM’s! See our Capital One 360 review for more details…

Building wealth is a long game. It’s sometimes very easy to get discouraged as a result. Despite a lucky investment when I was 22, I felt very little pleasure having a large savings account in my early 20s. Money degenerates to just numbers on a screen that provides no utility unless spent.
I was actually considering quitting my newfound job in San Francisco after two years in 2003 to live a vagabond lifestyle in Hawaii…

I can’t believe it!! It seems like we were literally JUST talking about moving and what it all entails, and now here we are two months later sitting in our brand new home sipping coffee 🙂 (Well, new-to-us home that it – this place is over 80 years old! haha…).
Talk about following through with a game plan, geez… I really gotta give the wife and I a pat on the back for finally DOING SOMETHING about all of this…

Last month we covered a way to get free calling, texting and data. But what about the people who contact you that you don’t want to hear from at all?Despite efforts to stop spam messages, robocalls and collection calls, we sometimes can’t avoid them.Time researched some help — at least for Android users…

It takes a lifetime to learn how money works. With the speed of change, the creation of new financial products and an overabundance of data that can be reached simply by tapping on your iPhone, surely there are some things I was taught that no longer apply today. Follow me into the time machine as I go back through the hard financial lessons life taught me that have never gone bad…

Tax lobbyists are getting a little nervous after Democratic and Republican leaders on the Senate Finance Committee began a legislative push to simplify the tax code by asking fellow lawmakers to identify which tax breaks, deductions and credits should be kept and which ones ought to be scrapped.
Democrat Max Baucus of Montana and Republican Orin Hatch of Utah sent a letter to fellow Senators indicating a desire to clear the tax code of all special breaks and “start from scratch…

It’s time to tackle a tough one: health care costs.
The mean annual health care related expenses, per 2-person household in the US, is $4,369.
That covers prescription drugs, health insurance premiums, medical services, and medical supplies.
That’s a bit under 10% of total household expenses, which is a sizable amount…

Editor’s Note: I recently had a chance to talk with Roger Conrad, co-founder and co-editor of Capitalist Times and editor of Conrad’s Utility Investor. Conrad is one of the pre-eminent experts in the utilities and income sectors. It’s always interesting to hear what he has to say about these sectors…

It’s that time of year again. The kids are out of school and you really want to spend time with them and make wonderful memories, but a vacation is out of the question. You can’t get away and, even if you could, it’s way out of your budget.
Uncle Sam took more than his share, or your calculated share, anyway…

Many of us are looking for ways to save a little more money. The money saved can be used to invest and build wealth, or to pay down debt, or to just do something fun. In fact, you probably already know a few good ways to save money and I’ve covered quite a few right here on this site. Figuring out how to save money each month is one of the best ways to make the most of your paycheque…

Link for teaser title: 

http://www.wisebread.com/deals

12″ Personal Table Fan $10, eBooks $3, #1 bestselling Breville Compact Juicer $100 and more!