Does Paying Rent Improve Your Credit Score? + MORE

It’s not true that you have to spend a lot of money to have fun. Many people find themselves racking up debt by dining out every night or spending too much money on entertainment. Going over your entertainment budget is a very slippery slope that can lead to dangerous emergency loans, such as payday loans …

Good morning Dinks.  Let me ask you a question – how many of you manage your finances yourself and how many actually have a financial planner? Having a financial planner can be a great benefit and a powerful resource provided by your financial institution.
There are several ways that people can prepare their finances to be as efficient as possible such as budgeting to make sure that you can afford everything you want, saving for your personal goals, investing wisely and cutting costs wherever you can…

This is a guest article by Rosemary.  If you are interested in contributing to Debt RoundUp, please follow our guidelines.
Millions of homeowners have taken advantage of reducing their debt by refinancing in recent years as mortgage rates have fallen to record low levels. While refinancing does not lower the principal amount owed on the loan, it does lower the interest and monthly mortgage payment…

The 80/20 Rule has been one of the most helpful concepts for my time and life management.  Also called the “Pareto Principle” after the Italian economist, Pareto recognized that people in his society were divided into two groups:  The “vital few” were the top 20 percent in terms of money and influence, and the “trivial many” were the bottom 80 percent…

If you are interested in seeing how I have progressed since last month, check out my April Net Worth update.
May is here! Next week I turn 23! Pretty daunting and scary. I’m one year closer to 30, and I’m not sure if I like that fact. My 22nd year in life went pretty quickly. A couple of days back, I started thinking about all my professional goals, and realized I will be with my company for a year in June…

Image: Freedigitalphotos.net/Miles
If you’re a Mom or if you have a Mom, you probably know that we will like whatever you give us for Mother’s Day (unless it’s a mop). I do love handmade gifts from my daughter or a dinner cooked by someone else. However, it might be a good idea to get Mom or Grandma engaged in the 21st century by giving an electronic gift this year…

Photo: sincerelyhiten
Not too long ago, paying rent didn’t have much to do with your credit score. Not paying rent could (and still can) wreck your credit score. If you were behind enough to have your account sent to a collections agency, your past-due rent would likely be reported as negative information to the credit bureaus…

Churning Credit Cards: Starwood Preferred Guest Card
Club Thrifty – Stop spending. Start living.I’m seriously considering a winter vacay in Aruba, peeps.
A few months ago, I wrote about our churning credit cards in 2013.  We are still at it full force, folks.  I wanted to take a few minutes to explain what we are up to and why…

One of the most exciting events that can happen during currency trading is currency devaluation, especially when it is a surprised one. Currency devaluation not only has a profound effect on your profit and loss but also has a big impact on the lives of the citizens. So what is it, and what is the reason for it? Why did a U…

As I’m typing this, I’ve just returned from a lovely half hour walk/run with my dog Molly. It’s currently 17C (62F) outside and sunny – which, in Canada, means Spring is here!
Now that Spring has arrived, all I want to do is spend time outside, working on the yard, walking, and soaking up some vitamin D…

The Dress as Advertised
Hi Money life and More readers! I am Tori, Lance’s other half and the behind the scenes editor of this awesome blog! (Lance: Her words… not mine!) As Lance mentioned, we got engaged back in February of this year.
We have set a date and started the wedding planning process but Lance isn’t a huge fan of wedding planning! So, Lance and I decided that it would be fun to swap roles for a bit and I would write a series of posts about our frugal wedding planning escapades!
The “Proper Order” of Wedding Planning
As our family, friends, and the media tell us, there is a particular order that you must follow when beginning the wedding planning process…

Net Worth INCREASE since last month Assets:                                 House worth:  $17,000.00 Hubby Car:       $2,000.00 My Car:             $1,600.00 Hubby 401k:     $4,363.68    (+)  My IRA:         … Continue reading →The post Net Worth Update April 2013 appeared first on Financial Black Sheep…

The following is a guest post from my good friend Chris at This That And The MBA. If you’re interested in doing a guest post, please see my guest posting policy and contact me.
 
I bet that got your attention, we are doing just great. We are on our merry way on this journey we call life…

Ah, the end of April and the start of May. It’s always an interesting time, as Spring starts to come into full bloom, and life just generally gets brighter, both figuratively and literally.  It’s a nice time to be here in Pennsylvania, as the weather finally goes from the cold of winter (and early spring, for that matter) to warm and bright…