Does “buying low/selling high” apply to retirement? + MORE

This is a guest post from Tara Chila, a blogger for Transit Systems, Inc. who writes about moving, travel, house and home, kids, parenting and recipes. You may think that your home looks perfect and is ready to sell, but remember: not everyone likes green paint in their living room or a floral bedspread in the master bedroom…

I am  working a lot of weekends this summer covering for younger staff who are off getting married.  While I am sure they are all marrying for love some of them are also wisely choosing life partners who will be financially successful and make life easier.
Some are marrying just for love or some other reason I haven’t figured out and will struggle with finances for their entire lives because they have not considered the importance of selecting a good life partner…

I haven’t written about blogging for a long time because it’s just not on topic. However, I’m making an exception this week because – We did it! Retire By 40 crossed the One Million Page Views threshold last week. It was very timely too so I can go on vacation with something to brag about to my friends and family members…

My wife and I started to coupon a little over a year ago. In that time we have saved in excess of $1,000 on groceries alone. If you count clothes, toiletries, pet supplies, and food from restaurants we’ve saved much more than $1,000, and that’s just shopping for two people.
One problem we ran into as we got more serious about couponing is the fact that the more coupons you have the harder it is to manage and organize them…

Black beans are my favorite food. They’re cheap and can be used for a variety of dishes, but more importantly? They’re nutritious. They provide special support for the digestive tract (even better than lentils or chickpeas). In fact, lowered cancer risk is associated with black bean intake…

We do not have a kid to send to a summer camp. That day won’t come in next few years. But we have friends and family members who regularly send their kids to summer camps.Some organize events on their own. This post is about the summer camp alternatives that you can consider this summer.

Giving what’s best for kids is what every parent’s primary goal…

Trading time for money is one of the hardest ways to make cash. But when it’s your job (or hobby, or second job), you must use it wisely or you lose. Since time is finite, every second wasted means dollars gone.
When you waste money, car payments may come up late, rent may be hard to make, or you may not have enough to buy the extras you want…

Welcome to the Million Dollar Journey May 2013 Net Worth Update. For those of you new to Million Dollar Journey, a monthly net worth update is typically posted near the end of the month (or beginning of the next) to track the progress of my journey to one million in net worth, hopefully by the time I’m 35 years old (end of 2014 – soon!)…

Did you know I LOVE LOVE LOVE getting emails from PDITF readers!? It’s nice to break up the spammy sponsored blog post proposals that typically flood my inbox. “Dear Ninja, I would like contribute relevant financial information to blog readers of your fine website”. 
Emails like that make me want to stab my eyeballs out with a jalapeno…

Everyone wants to look younger, right? We live in a youth oriented society. In the minds of many, younger = better looking, better performing and more fun. Looking younger helps us fit in, and we humans are hardwired to fit in.
Looking younger means we are more attractive to others. Women are especially hard wired to need to look attractive, according to some psychologists, because in our distant past we got food from the he-man hunter by being sexually attractive to him…

Every job comes with stress, but some are just easier on the mind and body.Career site CareerCast.com compiled a list of the least stressful jobs of 2013, comparing 11 factors like travel, public visibility, competitiveness, growth potential, deadlines and physical demands. The lower the score, the more relaxing the job…

A rare positive alpha day.
Although I’ve admitted to disliking the stock market, there are those rare days when everything goes right and I just love it. Those days are when your shorts go down in an up market, when your longs go up in a down market, your longs go up more during in up market, and your shorts go down more in a sell-off…

I’ve just hired a new employee.
He’s young — 22 years old. But I’ve known him since he was 10, when he lived two doors down from me. And I want to get him pointed in the right direction in life… right now.
What advice do you give a 22-year-old just starting out? It’s the same advice I’d give just about anyone who wants to grow his wealth…

Umbrella Insurance: Get it before you get blown away by a lawsuit.Did you know that simple things like owning a swimming pool, having teenage drivers and a family dog, owning residential rental estate, and even throwing parties in your home can make you susceptible to being sued?
Even the type of car you drive or how likely you are to be Googled can help determine the probability of you becoming entangled in a lawsuit…

Whelp, everything went nice and smooth this weekend! Got our entire house gutted of all our stuff, moved it all into a 10×20 storage unit (which was like 100 ft high btw – how the heck can you fill up THAT space?), and now blogging from the kitchen table of our not-so-secret holding place anymore: My mother-in-laws 🙂
I can’t explain how exhausted I am, but man do I feel FREE!!! Free as a bird, my friends – free free free!!! It’s like we’re at the airport just waiting to take off to our next fabulous adventure – I love it…

The largest corporate buyout of a U.S. company by a Chinese company is underway right now.
It’s not in the telecom industry or the energy sector or the industrials or transports.
It’s in an industry most people would never think of right off the bat.
The Chinese firm Shuanghui International is in the midst of buying pork giant Smithfield Foods (SFD) for $7…

One of the most frustrating things about credit card rewards programs is that you have to have a credit card. While I like to use my credit cards to earn rewards, and use those rewards for cash back and free stuff, not everyone is comfortable with the idea of credit… even for rewards.
If you want to earn rewards, but not use a credit card to do it, a great option is the Scotiabank Scene debit card…

Two of my favorite subjects in high school were math and shop. It was those formative years that taught me two great lessons: how percentages work and that you should always measure twice and cut once.
When it comes to making a decision between investing or paying down debt, the conventional belief is that you will always come out ahead by investing at 10 percent rather than paying down a 5 percent debt…

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question.
1. Helping new college graduate
2. Constant complaints
3. The value of trade school
4. Lessons for children
5. Lending Club thoughts
6…

 
Have you ever had to say I’m Broke? Well if you have this is for you. You’ve got money problems and you can’t figure how to crawl out of the hole you’ve dug for yourself.  The bills keep stacking up and try as you might to pay things off, your bank account is going further and further in the red with each passing day…