Credit Suisse reportedly plans to reorganize its equities business, separating electronic trading from block trading of large orders. The separation of the trading units comes as word came out that the trading chief under whom the units were united plans to leave the company. Daniel Mathisson, who joined Credit Suisse in 2000, was promoted to oversee all U.S. stock trading in 2012. At the time he was head of the firm’s electronic trading, called advanced execution services (AES). He retained oversight of AES when he was promoted to oversee the rest of US equities trading. The plans to separate electronic...

Overview: Social Security Any government system that provides monetary support to people with inadequate or no income is called social security. It is an essential social program in the U.S. It is a program that helps not only the elderly but keeps millions of people out of poverty. It provides them support for their bread and butter. It is mainly funded by taxes collected from the paychecks of workers. There are four types of people who can claim benefits: they are: 1) People who are 62+ years old. 2) Workers who are disabled 3) Survivors of a recipient (spouse or...

Everyone needs car insurance, however everyone also wants to save money and get the best rates possible. In addition to lowering your monthly payments or premiums, maybe individual also look for ways to lower their auto insurance deductibles. Here are 5 ways to effectively and successfully lower this deductible and save money on your car or auto insurance. Shop around for different rates. It is always best to compare rates between difference car auto insurance company to get a feel for what each company has to offer. Also, be sure to mention that you re shopping around since often times...

When considering where to keep your money and bring your business, there are lots of options available such as local and national banks as well as credit unions. Often, credit unions are a great option since they provide incentives to customers in the form of rewards, money, discounts and scholarships. If these benefits interest you, a credit union membership may be right for you and your financial needs. Here are the 5 major credit union member benefits. Credit union membership can often provide you with college scholarship opportunities that are exclusive to credit union members. College is a huge expensive and investment,...

With a little creativity and resourcefulness, you can find a good paying job – even without an advanced degree. Most people will tell you that you need an advanced degree to get anywhere in life, but this just isn’t the case. When it comes down to it, there are employers out there that simply want smart creative thinkers that can be an asset to their work environment. Plus, there are some jobs that don’t even require you to visit an office at all. So, if you have a special talent or if you have a love for a specialized field,...

Many people dream of living the high life. However, many people just don’t have the money to travel like the deep-pocketed jet setters of the world. The truth is, though, that just because you don’t have the capital, it doesn’t mean that you can’t experience a luxury travel experience. With a little bit of resourcefulness and creativity, you can see parts of the world that you have always dreamed of seeing. Plus, you can take modes of transportation that you have always dreamed of taking. When it comes down to it, if you look hard enough and do your research,...

Starting a restaurant can be one of the most challenging businesses to open. Most restaurants fail within the first year. The main reason why they fail is because they run out of money before they start to become profitable. Indeed, in the restaurant business, it is all about survival of the fittest – or the tastiest, for that matter. When it comes down to it, there are a number of ways to cut overhead expenses – without sacrificing the quality of the food. No matter how much money you save, one bad review and you could wind up going out...

Traveling light may also mean traveling on a budget. In most cases, there aren’t a lot of opportunities where you can plan your dream vacation and make it become reality. Most people don’t have the budget for this kind of spontaneity or frivolity. However, just because a certain dream vacation doesn’t fit your budget, it doesn’t mean that you can’t tailor and customize your dream vacation so that it does fit. Sure, you may not get the expansive villa and you may not fly to your destination first class, but you will get to enjoy the sights, sounds and smells...

There are a number of reasons why you may be experiencing floods or water damage. Floods can be caused by the simple fact that your town or community is on sea level and it becomes inundated every time there is a major storm, or the flood can be caused by a number of different factors. Floods can cause water damage and loss of personal property. Not to mention, floods can be incredibly stressful and tragic, especially if you lose your home and prized possessions. Moreover, many people have no idea how to better protect their home from water damage. When...