Getting the Best Exchange Rates while Traveling

The last thing anyone wants to worry about while sunbathing on a white sandy beach is their money being gobbled up by hefty transaction fees and currency exchange rates. So, how can you make your money travel further when exchanging foreign currency abroad? Do your Homework Credit Cards Retain your credit card usage for larger purchases, such as travel, hotel bills and meals. Most credit card issuers charge currency conversion fees, however they are usually lower than cashing traveler’s cheques or converting your money at a bureau exchange service. There are also cards that do not charge foreign transaction fees...

5 Ways to Save Money on the Biggest Prom Night Expenses

Prom is just around the corner and there no if’s and’s or butt’s about it, prom night can be expensive for the parents of attendees. Statistics say that a typical family will spend about $1,078 this spring, a huge jump from $807 in 2011, for their child to go to prom. Yet, there are a number of ways for your teen to save big without forfeiting a good time. After all, it is prom night and any parent will want their child to have the night of their life, more than anything. Here are 5 ways to save money on...

5 Ways to Save Money on Big Home Improvement Projects

Part of the joy of owning a home is having the opportunity to reshape it as your heart desires. Over the past few decades the DIY home renovation movement has truly blown up, with massive chains like Home Depot and Lowe’s now providing the weekend contractor with all of the tools and materials necessary to tackle basically any home improvement job. And thanks to the internet, you can also find step-by-step guides to walk you through any situation, many featuring videos that show you those tips in action. So while you may have access to the resources and the information,...

4 Ways To Save Big On Home Decor for St Patty’s Day

Will you be partaking in St. Patrick’s Day festivities this March? Do you love hosting parties? If you do, you’re probably going to go all out decorating your home. Unfortunately, party stores try to charge you a premium price for decorations. Do you really want to spend your entire budget in decorations when you’d rather spend it on lots of food and drinks? Below we showcase four ways you can save on decorations: Go To The Dollar store – Long gone are the days of bad quality items at the Dollar Store, as you’d be surprised at what you can find...

How to Save Money on Healthy Organic Food

There’s no question that the food you eat makes a huge difference in your long term health and well-being. Whether you think GMOs and pesticides are a severe detriment to farmers and our environment or not, it’s pretty much a no-brainer to declare that fresh, natural food untreated by chemicals and unaltered by man is always going to be better for you. But it’s also more expensive. People who only eat organic foods know they are making an investment in their future, and hopefully cutting down on potential medical expenses by giving their body the healthiest fuel possible. But that...

Where to Save Money – Somewhere Safe

Saving money is about keeping your money somewhere safe. Because your savings will be your resource during hard times, you should make sure that you keep it somewhere safe. You should know where to save money so that you can draw something when you are financially burdened. Saving money is also knowing which expenses you can cut down on. This is where budgeting comes in handy. Here are some tips on where you can safely save your money. Where to Put Your Money Keeping your money safe is also keeping your future safe. Make sure that your money is in...

5 Tips for Saving Money on Weekly Groceries Without Using Coupons

Weekly groceries are some of the most unavoidable life necessities of all–an expense that even the most wily consumers can’t edge out of their budgets. As difficult as it may be to manage a budget today, room will always have to be made for groceries. There are many ways, however, that you can save money on your groceries. Don’t worry if you don’t have time to collect coupons, because you won’t even need them. Shop at Multiple Stores Many shoppers restrict all of their grocery needs to a single store. Vast and all-encompassing supermarkets encourage lazy shopping by offering everything...

How to Save Money and Conserve Energy at Home

Many homeowners are looking for more and more ways that they can “go green” around the house. There are a couple of reasons for this recent trend. One of them is the fact that we’ve all become aware that we have to do a better job when it comes to protecting the environment. The other reason has to do with the financial hardships many individuals have found themselves experiencing. As it turns out, when you help out the environment by consuming less energy around your home, you’re able to save serious money on your monthly bills at the same time....

5 Ways to Lower Your Auto Insurance Premium

Auto insurance is a very necessary thing, but it can also be a very costly thing. If you’re a driver, you must always have car insurance. It’s against the law to drive without it, but many drivers find themselves wishing they could save a bit of money when it comes to those monthly premiums. Since you can’t really drive without car insurance, it’s something that many drivers put up with. If you feel like you’re paying too much for your car insurance, though, there are plenty of things that you can do to fix this problem. You can always shop...

5 Ways for Families to Save on Baby Expenses

Sergiu Bacioiu / Foter.com / CC BY-NC There’s nothing quite like the anticipation of having a baby. Whether it’s your first, and the twosome is now becoming a family, or the new arrival is going to become a little brother or sister for another excited child it’s always a time of intense joy mixed with a little bit of stress. You worry about everything going right during the birth, and you worry about the baby’s health. But for many people the primary concern is financial. A baby doesn’t only bring a whole lot more love into your life, but also...

5 Major Wedding Money Wasters

Caucas’ / People Photos / CC BY-NC-SA So, you have a wedding coming up, eh? Are you excited? You definitely have every right to be. Weddings are like one huge party to celebrate the love that two people have for one another while being surrounded by all of the ones they love the most. Due to the fact that this kind of “party” can tend to be a bit on the expensive side, while you’re in the midst of putting your special day together, we just wanted to make sure that we could do what we can to make sure...

5 Factors That Affect Your Auto Insurance Rates

marcp_dmoz / Car Photos / CC BY-NC-SA When it comes to driving safely, car insurance is one of the most important things for which you could possibly be responsible. Every driver on the road needs to make sure that they have insurance; it’s a matter of social responsibility. In most cases, it’s against the law to avoid having car insurance. Should you get into an accident with another driver, your insurance policy will make sure that the other driver will be compensated for any damage they suffered (if the accident was your fault). For these reasons, it’s very smart to...

5 Ways to Save Money on College Textbooks

When you’re in college, you’ve definitely got a lot on your plate. The years that you spend working on your degree usually represent a pretty huge transition in your life. High school is pretty easy, and you don’t typically have a lot to worry about before you’ve graduated and headed off to college. When you’re working on your higher education, though, things are a lot different. You have a level of autonomy when you’re in college that most individuals don’t experience before they graduate high school. It’s a time when you have a lot of things to figure out, and...

Top 5 Money-Wasting Home Improvements

One of the biggest responsibilities than any of us will ever have is being a homeowner. Not only do you have to concern ourselves with paying the mortgage on a monthly basis, but when you own a house, there is no landlord to come and do the home improvements that are needed. Basically, you are the landlord and so those kinds of responsibilities are solely up to you. And so, when you’re looking around thinking about what kind of “upgrades” you need to make, you might be wondering which ones are better (and cheaper) than others. That’s why we’re here:...

5 Home Remodeling Ideas That Can Save You Money

When you decide that you’re going to give your home a much-needed remodel, you’ve got a pretty exciting process ahead of you. You’ve also got a lot of responsibility coming your way; a remodel can be as trying as it is exciting. Everybody loves to think about how that kitchen or living room is going to look when everything’s finished, but it can still be pretty tough to deal with plastic sheeting where a wall used to be, even if it’s only there for a matter of weeks. Extensive remodeling can also get to be pretty expensive, and these days...

Cheap and Easy Ways to Keep Your Home Warm in Winter

These days, just about any homeowner is looking for ways to seriously cut costs. When you’re in charge of owning a home you’ve got a lot on your plate. Typically, home ownership means that you’ve got a family that you’re taking care of, as well. This also means that you’ve got a lot of things to be responsible for on a very regular basis, and it’s definitely easy for all that responsibility to quickly get a little bit overwhelming. Not only this, but the economy hasn’t really been in the greatest of shape over the course of the last several...

5 Auto Insurance Discounts Available to Drivers With Good Records

More cars are on the road now than at any other point in history, and insurance is now required of drivers in many states. When driving uninsured is illegal, it’s more important than ever before to make sure you have the coverage you need. Car insurance premiums can be quite expensive, but there are a number of great discounts available for good drivers. A clean driving record may be able to save you big money if you’re eligible for any of these 5 discounts. Accident Free Driving Some of today’s most popular insurance providers offer a discount to drivers with...

5 Ways to Reduce Your Car Insurance Costs

Every month, when we’re sitting at the table and going through our bills, one of the main thoughts that cross many of our minds is “How can I find a way to get rid of some of the bills that I have?” Although you might be able to downsize your cable package or cell phone plan, one thing that you simply cannot go without (because it’s illegal to drive without it) is your car insurance policy. That doesn’t mean that you have to pay ridiculously high premiums, though. We actually have done a bit of research and come up with...

How to Prevent Overspending Your Freshman Year in College

College is an incredibly important part of many individuals’ lives. No matter what it is that you want to do for a living, a college degree is more than likely going to help you do it, and earn a lot more money in the process. It’s a simple fact that job seekers who have earned degrees get better jobs and make more money doing them. If you’re thinking about going to college, you’re making a smart decision — there has arguably not been a time when going to college was as important as it is now. These days, it can...

Inexpensive and Romantic Valentine’s Day Gifts for Men

If there’s one thing that weddings and Valentine’s Day seem to have in common, it’s that most of the focus tends to be on the woman when it’s really to be a day that celebrates the mutual love that exists between her and her significant other. That’s where we come in: To provide the ladies with some romantic yet inexpensive ideas on what to give the man in their life for Valentine’s Day. That way, the guy will feel like he’s not just an “extra” in a romance novel; that he has a starring role in your heart. Homemade coupons....

5 Tips for Lowering Your Health Insurance Costs

Health insurance costs can be significant expenses for those of us who don’t receive coverage from our employers. However, health care is something that everyone needs, regardless of race, age, profession or income level. Many people who are living under tight budget constraints find it difficult to manage their health insurance costs, but if you follow these 5 tips you can easily lower your expenses while retaining your coverage. Opt for a Higher Deductible Your insurance company will typically be willing to compromise with you on a couple of points. Raising your deductible, for example, will usually offer a benefit...

5 Ways to Save Money on a Family Road Trip

The holiday season may be in the rearview mirror, but that doesn’t mean a family vacation can’t be on your mind. Winter break is just around the corner, and summer will be here before you know it. This is a tough time to travel as a family, as the recession has led to dwindling savings accounts yet no break in the normal costs of living. Airfare is more expensive than ever and offers fewer perks. Whether your decision stems from these financial concerns, a fear of flying or a simple love of the highways and byways of America, many people...