Thrifty vs. Stingy: The Balance Between Being Saving-Savvy and Saving-Scroogey in College

No one wants to be remembered as stingy, but limitless benevolence is often not a choice for college students. So here are some tips to make sure you won’t be remembered as the Scroogey one at college reunions. The Problem: With the average bar drink priced at $10 and minimum wage around there, the cost of going out on weekends and evenings can add up scary fast…but you don’t want to miss out on the fun by staying home alone. The Solution: Bring the fun home. Suggest taking turns hosting gatherings among your buddies. Have a potluck and BYOB so...

How to Keep Your Business Running Smoothly While You’re Away

If you run a small business, but tend to be away on business trips, you might worry that certain aspects may be in jeopardy. Things like knowing the business, how to operate your payroll software, etc., these are all things that could run into problems if left unchecked.  If you can’t always be there to make sure, there are still a few things you can do to make sure you’re business is running smoothly. First, consider having someone stand in for you when you’re out of town. They don’t have to be a marketing genius or a mathematician, just someone...

How to overcome hurdles

Anyone who runs their own business, whether this is an administration firm or building company, will know that not everything runs smoothly all of the time. A person or company’s reputation can easily be tarnished in a matter of minutes, especially in the digital age where a bad comment, poor decision or wrong move can stick around in cyberspace forever. That’s why you can never be too prepared when it comes to dealing with crisis management. It’s important to have a plan in place to control or respond to a potential situation quickly and effectively. If you do find your...

Finding Finance for New Business

There are many reasons to start your own business. Perhaps you have always longed to be your own boss and you have just needed something to nudge you into starting position. Maybe fate has pushed you that way after you have been made redundant and suddenly you may have a small amount of capital that you can invest in doing your own thing. Whatever your motivation is, if you are up for it, and you can face the highs, and ride out the lows, then working for yourself can be an exciting experience. The first time an invoice gets paid...

How to Secure a Great Home Loan in These Tough Financial Times

Most people dream of owning their own homes, however not everyone has the funds and means to be able to do so, particularly in these tough financial times when home loans are more difficult to obtain, or housing prices, way out of our reach.  For the majority of us, securing a home loan is the only way to reach our dreams of owning a home.  However difficult this may seem in the current market, financial experts say that it is achievable to secure a great home loan in these current financial times. Firstly, you have to assess your current financial...

How To Sell on Craigslist and Do It Successfully

Have you ever wondered how to sell on Craigslist but did not know where to turn to get started?  Well you have stumbled to the right place to learn how to make a quick buck by selling on Craigslist.  We will also teach you how not to get screwed by selling on Craigslist.  If you are not familiar with Craigslist please go take a look, it is the largest and most popular classifieds in the world.  If you own a small business or have unwanted items in the garage then you have come to the right place to learn how...

How I started A Blog? The Beginning of This That and the MBA

I have been thinking for a long time about starting a blog.  I have done extensive research on constructing one and what it should look like.  Since this is a personal finance blog we might as well come up with some measure to gauge our success.  Let me be the first to tell you that prior to starting a blog I never really kept track of our finances.  It was more it is what it is, this is what goes out and this is what comes in.  The rest we spent or paid other bills. I think an adequate measure...