Online Lending Options

If you’re looking for a loan, you’re not limited to banks and credit unions anymore. While both of those types of financial institutions are still a good loan choice if you can qualify, there are plenty of online lenders available, as well. The lender you choose will depend on the type of loan you need and your financial situation. Here are the most popular online lending options and what you can use them for: Loans Through an Online Lender These are the most similar option to a loan from a bank or credit union, and you can get a personal...

5 Reasons Why Your Next Car Should Be A Green Ethical Hybrid Car

Green, ethical, hybrid cars certainly do have a way of turning your head. If you are in the market for a new car, you may have spent some time peering into the window of a hybrid car at a local car dealership in recent weeks, but you may not have considered all of the benefits associated with owning one of these cars. There are five key reasons why your next car should be a green ethical hybrid car (not to mention the cheaper electric car insurance costs). 1. The Environment Hybrid cars are designed to use a rechargeable battery coupled...

Are discount clubs worth it?

We just renewed our membership to BJ’s and I started thinking are discount clubs really worth the money that we pay to be part of them?  I think it was $53 for the year to renew, which allows us to go into the club and purchase merchandise, it also allows us to book travel at discounted rates. Do they actually have better prices? There are some products that we buy just at BJ’s and some that we buy at the grocery store.  If you like Olive Oil, it is definitely cheaper at BJ’s.  I have also noticed that it has...

Rent vs. Own: What is the call for you?

The following is a guest post from Steph Medeiros with Californiamortgageblog.com. She covers trends in real estate, home financing, and jumbo mortgage loans. Comparing the Costs of Renting and Owning A Home To rent or to own…that is the question. Whether you’re thinking of ditching the renter’s lifestyle for a home you can call your own, or you’re tired of the financial and physical responsibilities that come with home ownership, you might be wondering which option is right for you. In today’s market, buyers can find some great bargains – but what about the overall cost to own a home?...

Your grandfather used to do it why not you…

Have you ever noticed the price of razor blades keeps going up and up?  What is the deal with that?  It is not World War II when we were rationing the use of metals.  I am not sure how many blades Gillette is up to now but I have been using the Mach 3 as of recent.  My wife went to the store to pick up a pack of them the other day and I was shell shocked at the price of a 5 pack it was close to $15.  I checked out some of the other blades and saw...

From My Frugal Side: 5 ways to cut costs in the bathroom

I don’t know where this one came from.  I was sitting there yesterday thinking (not thinking in the bathroom) and I started rattling off ways to save some money in the bathroom.  These ideas are not going to require any major design changes to your bathroom.  Sure you look at the picture above and think where can I possibly save any money.  The bathroom is probably one of the most frequented locations in the house and these simple changes can add up over the year. Water Saver – add a water saving showerhead to your shower and this can cut up...