How to Recover from Financial Crisis?

Recession which came last year affected many people all over the globe. Especially in United States many people lost their job, home, credit score and many things just because of this financial crisis. Many Americans met with depression too, just because of this small term. Now as the market is recovering from the recession, it is a good time to analyze the causes of the financial crisis and to get the ways through which we can recover from it. Analyze yourself: The very first thing, which we require from recovering from the financial crisis, is to analyze ourselves. Check the...

The Bear Market is Not Your Biggest Financial Risk

The past five years have been some of the most economically troubling in recent memory. Large banking institutions have come under scrutiny, entire corporations have gone bankrupt and the financial markets have taken a battering. Indeed, this news has made headlines throughout the world; the word “crisis” garnering an unprecedented amount of attention. While historians may look back upon these times and cite the global financial meltdown as perhaps the most newsworthy story, the truth of the matter is that most businesses face a much more acute risk other than the overall financial outlook. A properly managed small to medium-sized...

How to Find A Great Family Lawyer At A Good Price

When going through drawn out and emotionally draining legal proceedings it is vital that your legal representation understands your needs and wishes.It’s helpful to consider some basic questions about the kind of divorce services you are looking for and the degree of involvement you want in the process. Your Involvement Consider how much you want to be involved in the process. Do you want to be pouring over the legalese or would you prefer to leave all that to lawyer. How in control do you want to be? A really experienced lawyer will obviously cost more; would you be happy...

What to do Wednesday in Personal Finance? Is the Adjustable Rate Mortgage becoming extinct?

I was reading an article last week that made the motion that adjustable rate mortgages (ARM) are dying.  For starters, adjustable rate mortgages are loans where the interest rate changes periodically.  Generally they are a good option when you are buying a house and the prevailing fixed rate mortgages rates are high. This notion did not surprise me because interest rates are at historic lows for fixed rate mortgages.  You would be silly not to lock in a mortgage at these rates now, the interest rates are likely not going to get any lower than they are in your life...

Malware / Trojan / Virus – Is this a familiar sight for you?

Well today I had my first experience with Malware.  I was not able to post a regularly scheduled post as usual.  I woke up this morning to check out the website to find a bunch of popups on the site once I logged in.  Talk about shell shock and not having a clue what to do.  Thankfully my fellow Yakeziers were there to the rescue with some valuable posts to help me though this debacle. I quickly got on the phone to my hosting company to see if they had any products that they offered for free to help me...

Valentine’s Day for an MBA student – Celebration

Yesterday I was sitting there pondering the meaning of Valentine’s Day you know very well about me i am MBA student which always focus on MBA study, when it struck me that it must have been made up by retailers to make it through the slow winter months.  Well at least here in the Northern part of the United States, it is bitterly cold and we tend to hibernate. I saw earlier today on the National Retail Foundation website that the average person celebrating Valentine’s Day is going to shell out a whopping $126.03.  Men will spend about $168.74 compared...

The handyman services ! who dabbles in finance

When I was younger I had a father who took pride in fixing things around the house.  This was not only the economical for him, but it also provided him a sense of accomplishment of handyman services.  He used to fix things for a local fitness club too and was very good at it.  I used to apprentice with him and he would take me out for ice cream after the job well done. Fast forward about 20 years and I have my own house and have a wife and kids.  I have learned to take on the same pride...

Call your financial advisor incase of an emergency?

While we are no DINKS we are finally the opposite, Dual Income Two Kids about an financial broker.  I graduated from the MBA Online degree program back in 2008 and Mrs. MBA graduated with her MBA masters in 2007.  I was working while I went to school and we were fortunate enough to be in a situation where she could just focus on school.  This worked out well.  She finished first and started out substitute teaching until I finished and then we moved closer to her family, so that when we raised our children her mother would watch the kids. ...