Many people don’t know how to navigate around the tricky arrangement of cost negotiation, especially when it comes to expensive surgeries. Well, if you need a surgery that can save your life, it is time to start practicing your haggling skills now. Indeed, it may seem strange to haggle on such a delicate matter, but if you don’t have health insurance, it may be a difference between life and death. Luckily, the medical industry isn’t a fixed cost industry – some doctors and hospitals bill patients differently, which leaves you plenty of room to negotiate. Here are five surgical cost...

As a homeowner, it is essential that you have him insurance to protect you, your family and your assets. While it is a necessary expense, you don’t need to pay excessive bills every month. With some research and action, you can reduce you bill to help make it more affordable for your budget and your lifestyle. Here are 5 easy and effective ways to reduce your homeowners insurance bill each month. First, never settle for continuously paying your current rate. If the cost is out of control and unfeasible for you, you can do something about it! Even if you...

Dealing with a seemingly uncooperative health insurance company can be incredibly frustrating. While health insurance policies are just trying to protect their assets, it can be hard when an agent tells you that he or she will not be resolving your claim. However, there are numerous ways to handle a claim dispute that don’t involve blowing your top. One of the most important things to know is that you must remain calm and patient. The more frustrated and angry you grow, the harder it will be to resolve your claim. In the end, the more calm and diplomatic you are,...