Many studies have shown that the majority of Americans are absolutely terrible at saving money. Not only do a majority of people in the United States live paycheck to paycheck, but over sixty percent of people do not have more than five hundred dollars in a savings account. This can spell trouble for your future, and when it comes to becoming financially responsible, you need to start budgeting so that you can get the most out of your income, and give yourself the financial freedom to make better decisions. It’s important to understand that when it comes to budgeting, you...