How to Meet Your Financial Goals in Times of Uncertainty
When it comes to setting financial goals, it’s never too late to get started. Entrepreneurs and the self-employed typically have...
Category: DIY Finance
7 Payment Options Every New Business Need to Consider
Technology has changed the landscape on how businesses can accept payments for goods and services. The old days of collecting cash payments and then taking them to the bank to deposit them into a business checking are becoming outdated, as new forms of payment processing take hold. If you are starting a new business, here are seven payment options you need to consider to make your payment processing easier and faster. BACS The BACS (Banker’s Automated Clearing Scheme) payments system allows you to accept direct debit authorisations from customers and it allows you to make direct credit payments to the...
Creative Ways to Fund Your Small Business Idea
Sometimes more difficult than coming up with a business plan or idea for your small business, is obtaining the funding...
WTF (Wait That’s Finance) Part I: Deep in the Money Naked Calls
Oh no here come the financial concepts, time to clear the cob webs we are going to talk about derivatives. Want to sound smart at work today, drop the word derivative in some random sentences and wait for the looks you get. This is how my wife fell in love with me. Except this was back in college and I was a Chemistry major at the time. I started dropping some names of the elements off the periodic table and the rest is history. What is a derivative? What does the word mean, let’s take the root, derive. Derive means...
Help!… Jerry is burning the bridge
While not directly related to personal finance, it can have big implications on your job search should you burn the bridges behind you. Let’s face it if you are looking for work and there are burnt bridges out there it can make it a little more difficult and that my friend will affect your finances…badabing! Let me share with you a little story of something that happened at work this past week. Jerry was a happy employee of my company (1),his boss left the company to go work elsewhere. His boss contacts Jerry and recruits him to work there with...
Shhh…. What do you think of that B*****?
Now that I have your attention, you are probably scratching your head wondering why that would be on a personal finance website. Shame on you for thinking that!! What would your mother say? The word is in the news all over the world now. That magical word is BUDGET. The congressional budget, state budget, city budget, your personal budget, budget for that trip, some websites use that as part of their web address…this budget that budget… What in the world does the word budget even mean? According to my good friends over at Merriam Webster here are the origins of budget: Middle...
Week 5 Recap: A Month in and I am here to stay for the long haul!
Well here it is the Five For Friday. Another week has come and gone and we continue to pump out the articles. It has had its share of ups and downs over there past month and a half, from late nights to early mornings. A lot of great comments and plenty of feedback received via email. Thank you and keep those suggestions coming. I really appreciate it. Here is what I have been reading this past week that has really kept my interest and even provoked some commenting. Homeownership may not be for everyone but here are some lessons learned. ...
Part 1 of the Retirement Roundtable: What is a 401k, and why is it all over this material HR gave me?
We just graduated college and just got our first real job. Great! Congratulations! Now what? As we make our way through our first few weeks on the new job we are bombarded with emails, packets of information on everything under the sun from employee discounts to the dreaded RETIREMENT word, eeek. Well you stumbled across the right website to point you in the right direction. I will have you sipping those dirty martinis out at the beach house enjoying the afternoon rays. You are set up at your desk and looking around at the mountain of paperwork that HR has...
Finance and Malware: A Love Hate Relationship!
After nearly 3 days of inactivity on my part on my blog I am ready to hit the ground running. Wow those last 3 days have been hectic. I woke up Monday morning to find my site acting a little funny. I didn’t think anything of it so I went about the day. Monday night I get home and try to check the site to see some the statistics and how things are going. I get a redirect that takes me to Adfly. First thoughts are this could get expensive. I have only been blogging 2 weeks if this gets...
Malware / Trojan / Virus – Is this a familiar sight for you?
Well today I had my first experience with Malware. I was not able to post a regularly scheduled post as usual. I woke up this morning to check out the website to find a bunch of popups on the site once I logged in. Talk about shell shock and not having a clue what to do. Thankfully my fellow Yakeziers were there to the rescue with some valuable posts to help me though this debacle. I quickly got on the phone to my hosting company to see if they had any products that they offered for free to help me...
What to do Wednesday in Personal Finance? How about a personal loan?
What would you suggest as the best course of action in this situation? If you have been following my blog for the great length of time that it has been around, ok since last week, you would know we recently became a two income household. Here is where the story starts: One income, two kids and a wife all on a salary of 100k minus 50k. I was earning close to 50k when we had our second child. We have 2 cars and a mortgage payment but to help offset some of this we have a rental unit in the...
Who else loves Tax Season like fantasy football ?
What better way to spend Superbowl Sunday than doing my taxes? Well that is what I did on Superbowl with fantasy football Sunday. I am not much of a fan of fantasy football and I am not much of a gamer interested. It seems as those 2 go hand in hand on Superbowl Sunday. My wife and I usually get a big tax return due to my withholding philosophy. I personally like the psychology of receiving a big pay back from Uncle Sam. This year we are receiving close to $3,000 back from the IRS and the state. That is a...
The handyman services ! who dabbles in finance
When I was younger I had a father who took pride in fixing things around the house. This was not only the economical for him, but it also provided him a sense of accomplishment of handyman services. He used to fix things for a local fitness club too and was very good at it. I used to apprentice with him and he would take me out for ice cream after the job well done. Fast forward about 20 years and I have my own house and have a wife and kids. I have learned to take on the same pride...
Is web designing easy for an MBA Student ?
It has taken a lot of effort to get this webpage off the ground to what it is that you are reading today about web designing for an MBA Student? The time and energy exerted and MBA student was enormous. I am proficient in finance; web design is not my specialty because i am an MBA student. Since this is a personal finance website let’s discuss this a little further for our clarification. Say it took me about 40 hours to design the my MBA degree website I don’t know exactly what it has taken from me. I should have...