Why savings goals matter?

Why do we set goals?  We set goals so that we can have something to work towards.  It helps us to have an end in sight.  All too often in life we work and work and we do not have an end goal in mind.  It might be retirement; it might be a new jet ski, or a new set of golf clubs.  Whatever it is having a goal gives us something to work for.  When there is a “reward” at the end the process to get there can feel worthwhile.  Obviously these that I mentioned are financial related hence...

Shhh…. What do you think of that B*****?

Now that I have your attention, you are probably scratching your head wondering why that would be on a personal finance website.  Shame on you for thinking that!! What would your mother say?  The word is in the news all over the world now.  That magical word is BUDGET.  The congressional budget, state budget, city budget, your personal budget, budget for that trip, some websites use that as part of their web address…this budget that budget… What in the world does the word budget even mean?  According to my good friends over at Merriam Webster here are the origins of budget: Middle...