Payroll tax cut from the Government ?

So what does the payroll tax mean for you ?  Well for one thing it means a bigger paycheck on payroll, money that you can actually see when you open look on your stub. It came about in December 2010, when President Barack Obama worked along side his Republican colleagues to implement it to the dismay of some Democrats about payroll.  The tax cut reduced its tax and the Social Security withholding tax from 6.2% down to 4.2%.  This money is withheld from your pay check to pay for the Social Security programs.  If you would like to find out...

Week One Recap

Wow, what a first week, this is really exciting and I love waking up in the morning now to blog again!!  A lot of great comments and plenty of feedback received via email.  Thank you keep those suggestions coming.  I really appreciate it. So, what did I do this week read many, many blogs because once you start reading you can’t stop.  Here are a few that I found particularly interesting this week in no particular order: Check out Shaun over at Money Cactus and check out this well written article…it really gets you thinking about what really motivates you???...

The First Car I ever Owned…My 1990 Chevy Cavalier…

I was reading CNN a few weeks back and stumbled across this article. I have to say that the first car I ever owned was my first car a 1990 Chevrolet Cavalier in gunmetal grey, probably my best car as well.  My parents came off a lease that we had been driving and my parents bought me my first car.  I was 17, it was a used car and had a little over 100,000 miles on it.  Being used and having that many miles it had some wear, but that didn’t stop me from falling in love with her.  I loved her...

Who else loves Tax Season like fantasy football ?

What better way to spend Superbowl Sunday than doing my taxes?  Well that is what I did on Superbowl with fantasy football Sunday.  I am not much of a fan of fantasy football and I am not much of a gamer interested.  It seems as those 2 go hand in hand on Superbowl Sunday.  My wife and I usually get a big tax return due to my withholding philosophy.  I personally like the psychology of receiving a big pay back from Uncle Sam. This year we are receiving close to $3,000 back from the IRS and the state.  That is a...

The handyman services ! who dabbles in finance

When I was younger I had a father who took pride in fixing things around the house.  This was not only the economical for him, but it also provided him a sense of accomplishment of handyman services.  He used to fix things for a local fitness club too and was very good at it.  I used to apprentice with him and he would take me out for ice cream after the job well done. Fast forward about 20 years and I have my own house and have a wife and kids.  I have learned to take on the same pride...

Unemployment down ! the economy heading way, hopefully!

Wow did you see those employment numbers on this weekly economy?  That is fantastic hopefully for the economy we can start seeing the economy on the rebound. It seems like it has been depressed way too long.  Well if any of you out there are reading this and you were one of the ones in this statistic and got a job, Congratulations.  If you do not have one these are good strong signs that you may have a job out there on the horizon.  So keep up the due diligence and your head up and good things will happen and...

Is web designing easy for an MBA Student ?

It has taken a lot of effort to get this webpage off the ground to what it is that you are reading today about web designing for an MBA Student? The time and energy exerted and MBA student was enormous.  I am proficient in finance; web design is not my specialty because i am an MBA student.  Since this is a personal finance website let’s discuss this a little further for our clarification. Say it took me about 40 hours to design the my MBA degree website I don’t know exactly what it has taken from me.  I should have...

Call your financial advisor incase of an emergency?

While we are no DINKS we are finally the opposite, Dual Income Two Kids about an financial broker.  I graduated from the MBA Online degree program back in 2008 and Mrs. MBA graduated with her MBA masters in 2007.  I was working while I went to school and we were fortunate enough to be in a situation where she could just focus on school.  This worked out well.  She finished first and started out substitute teaching until I finished and then we moved closer to her family, so that when we raised our children her mother would watch the kids. ...

How I started A Blog? The Beginning of This That and the MBA

I have been thinking for a long time about starting a blog.  I have done extensive research on constructing one and what it should look like.  Since this is a personal finance blog we might as well come up with some measure to gauge our success.  Let me be the first to tell you that prior to starting a blog I never really kept track of our finances.  It was more it is what it is, this is what goes out and this is what comes in.  The rest we spent or paid other bills. I think an adequate measure...

How to Market yourself with a magnificent resume

While I haven’t disclosed much personal information yet, bits and pieces will come out as we delve further into this blog about How to Market.  I am an accountant/financial analyst that works at a local non-profit organization in Market who receives much of its funding from state and federal governments resumes.  Recently it has been discussed merging with another non-profit in the area which is teaching to people How to Market yourself.  They organizations are still in the very infancy stages of seeing if something like this is even plausible.  But I could be one day without a job because...