Piece Together an Affordable Home Gym & Get Rid of Your Gym Membership + MORE

The cognitive dissonance about the dollar never fails to amaze me. People know in their bones that their dollars will be worth a lot less in the future, yet they continue to trust and cling to the dollar as a store of value. They invest in things denominated in dollars that pay interest well below the rate of inflation…

Last weekend at WDS was full of great speeches and I wrote down a bunch of quotes. Tess Vigeland talked about leaving her dream job as the host of Marketplace Money on NPR. She is working on getting back to being remarkable again and it isn’t an easy process. She is struggling, but I’m sure she will figure it out…

Family reunions, church, shopping centers, sporting events, festivals, conferences — spend some time watching people, and you’re likely to notice one thing: smartphones and tablets are everywhere.
In the same day, I had an 80-year-old man give me a twenty-minute lesson on a genealogy app, and I watched a five-year-old entertain a group of adults with bird calls from a bird watching app…

You want to save money, but you don’t know where to start. Your family trusts you, but they’re not really on-board with any specific plan. That has to change. Saving money is hard because everyone has to commit to it. If even one family member feels like you’re taking away anything that’s enjoyable or of value to them, they might sabotage your efforts…

One of the great things about the Internet is that it’s possible to keep in touch with others. It’s easy to share what’s going on in your life, and to see what’s happening in the lives of those you care about.
However, there is a possibility that you’re sharing too much information online…

I am a member of the Collective Bias® Social Fabric® Community #cbias. This shop has been compensated as part of a social shopper insights study for Collective Bias and their client.
I used to have an unlimited talk, text, and data plan with Sprint that cost me $146 a month for two people. Over the past month I have been trying out the new Walmart Family Mobile unlimited plan that costs just $40 a month…

I have mixed emotions on this perfect July evening as the sun goes down. Tomorrow marks the end of an era. The most recent 20% of my life, the chapter right after finishing college and right before taking a giant leap of faith, is writing its final words this week. It’s odd, but I don’t feel like I’m at the end of anything…

While in Portland, Oregon the past few days, I was struck by the news that the state’s legislature passed a bill to “Pay It Forward, Pay It Back,” allowing students to attend college for free initially, then paying tuition as a percentage of their income for a set number of years. Many of the national news reports were incorrect…

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Transferring Employee Provident Fund (EPF) to the present organization is one of the time taking task in the current process. In the current scenario, if one wants to transfer the EPF to his current organization, then he has to submit the Form 13 through his current employer…

Here’s the No. 1 worry I’m hearing from my family, my friends and my readers — especially folks who are in or nearing retirement.
"I’m worried about all this government spending producing rampant inflation and ruining my savings."
My regular readers know that, as a doctor, I try to focus on facts and take emotions out of trading and investing…

When you’re looking for explosive gains in stocks, getting in on the ground floor is everything.
That’s why, as the chief investment strategist behind Game-Changing Stocks, it’s my job to predict "the next big thing" before it happens.
Over the years, my research team and I have made a number of such predictions…

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1 Expensive Day
An invitation to a baby shower that I can’t attend because I have to work requires a gift.   I thought I had found a good yet not overpriced gift.  I walked out of the Winners store feeling like a winner but that feeling quickly disappeared as I saw the very low tire on my car…

This post is from staff writer Holly Johnson. It’s been a long time since I’ve been broke, but I can still remember exactly what it felt like. I can picture all the ugly details of the way I used to struggle; the empty bank account, the awkward moments, the feelings of despair…. And honestly, one particularly awkward conversation with my sister still plays clearly in my mind to this day: “Hey sis, I’m coming into town this weekend,” she said innocently…

Previously I wrote about 15 creative ways to earn money online. This post is in similar line and talks about three unusual ways of making money online. There are some other unusual ways as well. Like using particular search engine or answering surveys, etc. These three have generally higher payout than other ways you can earn money through internet…

Happy Friday everyone. Hope your week went well. My week, just like last week has been a blur. This course is taking a lot out of me. I have long days working all day and then going to class at night; Not to mention I have to find time to study and get homework done. I am definitely noticing I don’t seem to have the same stamina I did when I was younger…

1.  11 Free Things to Do in National Parks[Living on the Cheap] Caution: Reading this list may make you jump in the car and head for your nearest park. From hiking to stargazing to doing amateur geology, it all sounds like fun to me.2. Does Your Bank Recycle Checking Account Numbers?[Mint Blog] According to this article, if your bank uses an eight-digit account number for your checking account, that allows for 81 million different account numbers…

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When the topic of personal finance comes up, most of the challenges that are initially seen are external ones. Debt is an external challenge. Investment decisions are an external challenge.
Yet, over and over agan, if we look a little deeper, we see that those external challenges tend to rely quite a lot on internal challenges…

I’ve never paid for a gym membership in my life and I don’t plan on it.
Price is part of this, but even if it were free, I still don’t think I would have any interest.
My philosophy behind this is:
a. the more of a chore it is for me to go elsewhere (the gym) to exercise, the less likely I am to do it
b…

Most people have heard of a 401k plan, and it’s often a topic of discussion in the news and around water coolers in many offices, but what is a 403b plan? The IRS created the 403b as a tax-deferred retirement plan for members of public education organizations, some non-profit organizations, cooperative hospital service organizations, and self-employed ministers…

Found a bunch of jems around the web this week. Please to enjoy 🙂
Two new sites I found:

Hackers and Hustlers – A cool slant for a start up job board.
The Sketchbook Project – A global, crowd-sourced art project and interactive traveling exhibit of handmade books. If you’re an artist you should totally do this! Or even if you’re not 🙂

A few cool articles I enjoyed:

Less is More – Being Content Without ‘Stuff’ @ Insidious Life
5 Foolish Things Americans Believe About Money and Investing @ Darwin’s Money
Financial Feuds! @ Marketplace (Remember that survey I passed around the other week?)

And two randomly awesome videos:

The Time You Have (Measured In JellyBeans) @ YouTube
Coins in My Hands! (A money song for kids) @ Youtube

The post Weekly Roundup: Hackers, Sketchbooks, and JellyBeans appeared first on Budgets Are Sexy…

You may have read in the news that the Obama administration is delaying implementation of portions of Obamacare because they are too complicated and are simply not ready to go into practice on the timelines originally passed in the law.
While some portions are being delayed, other parts of the law are in full effect already…