18 Frugal and Romantic Dates at Home + MORE

Hanging clothes on the line to save money is definitely becoming popular again.
With so many people still hit with the effects of the recession, hanging clothes is one way to save a few bucks.
Or is it?
Doing laundry in Grenada is quite the process.
Our washing machine is outside, and when I first got here, I actually had to fill up 5 gallon buckets of water and pour them into the washing machine to make it work…

Welcome FMF newsletter readers (and those reading this post)! Here’s a chance for you to win a box of personal finance books (the books included are here).Here’s how it will work:

1. All you need to do to enter is to leave any comment on this post. Be sure to leave your email address (no one else will be able to see it) when you leave the comment…

For probably the last fifteen years or so, I’ve enjoyed building my own PC out of parts. I like the process of putting the pieces together, figuring out if everything works, and really understanding what’s inside my computer case.
When I first started doing this, I found myself often stressed out about computer parts…

Despite how you might feel about it, exercise doesn’t have to be a four-letter word. The problem is that for most of us, exercise is associated with being in a crowded and sweaty gym, or running loops around the neighbourhood in unpleasant weather. There is no denying that there are health benefits from regular exercise, and health insurance companies don’t hide the fact that they offer lower rates to healthy individuals…

I’m not a big fan of birthdays. They seem arbitrary, they bring a sense of oncoming dread, and because I’m a forward thinker, I often forget that I have to wait until a certain date before I am a particular age. I usually spend a month or two prior to my birthday reminding myself that I have not yet turned that age…

There are few things that encumber financial success — be it in saving, investing or starting up your own moneymaking venture — as much as being disorganized. Luckily, if you feel like a constant state of disarray is providing unnecessary hurdles to reaching your goals, there are a number of tools available to make you an expert planner…

“In theory, there is no difference between theory and practice. But in practice, there is.”
Today, those famous words attributed to Yankee legend Yogi Berra ring disturbingly true.
You see, one of the theories I’ve pounded into readers’ heads over the years is that share prices ultimately follow earnings…

Fewer college students are opting for credit cards. A new study from Sallie Mae showed from 2010 to 2012, the number of college students that had their own credit card dropped from 42% to 35%.
I spoke with Missouri State University incoming freshman Hannah Taylor, who is bucking this trend. Taylor said that although she didn’t have a credit card yet, she planned on getting one through the college she was attending…

The internet has changed the way business is done. Though selling items used to be performed mostly in person, now anyone can put their items up for sale on the internet. And among those sites, Craigslist is king — if you want to buy or sell something locally, Craigslist is the place to go. Making it work for you can be easy if you follow these tips…

SJR Primecorp Parkway Homes | Pre launch offer for limited period!!!

It seems banks started levying charges for the value added services which are given as free of charge till now. As you are aware, nowadays banks has started charging for the online transfer of money to third party accounts. This has been real shock for the online customers who extensively uses the netbanking for money transfer…

Ever wonder what happens to your lost luggage that never gets returned to you? They go up for auction a la Storage Wars style! Haha… how awesome/weird is that? (Makes you double think some of the stuff you pack away, eh? ;))
I’ve actually never heard about this until I ran across a post by my friend over at Skint in The City: Buying up lost luggage…

I’ve been thinking a lot about moving lately. My sister’s family is preparing for a cross-country move, and I wonder if I’ll be moving sometime soon.
My husband is getting tired of being an adjunct professor, and he’s getting serious about applying for jobs at other universities…

This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. Let’s say you’ve decided to add a new investment or two to your portfolio — maybe a stock, maybe a bond, maybe a mutual fund that invests in either or both…

There is a ton of content online about student loans and student loan debt. The problem is that most of this content is pointless for one reason or another.
Before you quit reading, hear me out. I do think that student loan debt is a problem. There is an obvious solution, though: paying it down…

A number of you have asked me whether you should do a cash-in refinance so I’d like to share my thoughts on this interesting scenario. A cash-in refinance is basically when you pay down your existing mortgage to under a certain loan-to-value ratio in order to qualify for a mortgage refinance.
Loan-to-value is calculated by taking your mortgage divided by the value of your property…

When you’re buying gasoline, you might wonder how much is being made off the money you’re spending.
Filling stations make pennies on the average fill-up. States and localities make a bit more, thanks to taxes. And then there are the petroleum producers. With crude in the $90 range, producers are still nicely in the black as they pump more and more black gold out of their fields…

Tonight, I met a young man who was interested in buying my car. Other than the fact that he test drove my car like it was a race car, he seemed like a nice guy. When he asked me why I was selling it, I said something he’d likely never heard before. “I just don’t need this nice of a car anymore”, I told him…

What makes rich people tick? Do the wealthy really think differently from those of us who consider ourselves middle class?
While it’s tempting to believe that all rich people are lucky, or know the right people, there might actually be some differences in the way that rich people think, especially compared to how you might think…

I subscribe to the promotional emails of hundreds of companies so you don’t have to. I sift through 1,000 deal-touting emails every week. Most are worthless. But some offer valuable coupons, promo codes, sales and freebies — which I collect and organize.Note: Expiration dates are in brackets and special instructions are in parentheses…

To date my biggest financial mistake was not to diversify stock market investment. I did invest all my stock money in one stock, eventually the financial giant got vaporized along with all my investments. We all commit some kind of a financial mistake in our life. This article from guest poster Joshua should make you cautious and little bit more aware to not to commit a major financial mistake…

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. Kathleen is thirty-one years old, single, and living in Portland, Oregon…

The Real Estate Partnership Is Dead
I have been attempting to enter in to a business partnership to buy my first rental unit.  We have been attempting to develop a partnership agreement as well as add some of my ideas to his standard leasing agreement.  Correction – I have been attempting to make some suggestions and possible changes to his standard lease agreement…

For years, investors, fund managers, and stock analysts have sought reliable indicators to project the future return and risk of owning an individual stock, bond, or a portfolio of securities. The underlying assumptions are as follows: All investments have inherent risk which is assumed upon ownership…

A few months ago, I signed up for a new money management website called Personal Capital. It’s a competitor to Mint.com and apparently was founded by the former CEO of PayPal. I decided to give the new guys a shot and set up all my accounts shortly after they launched. After a few weeks of use, I decided it wasn’t for me and that I’d just stick with Mint…

As a consumer, we are bombarded with advertisements for various products and it requires due diligence on our part to get the best value for the price we pay. Sometimes, despite our best efforts, we can be left with a lemon. Some people may be capable enough to make lemonade in such scenarios, while others are left to search for refund and exchange policies to correct the situation…

First of all, I must confess that I’m not a big fan of bonds in general. I have always been an aggressive stock investor and I didn’t understand why I needed bonds. Historically, the stock market has a higher return on investment (ROI) than bonds over the long term. So I thought, if I’m not concerned about volatility, then why not just invest 100% in the stock market?
100% invested in the stock market
I think going all in on the stock market is fine if all these apply to you:

You are young – You have 20+ years of time to add to your stock market investment, and you can afford to ignore the short term volatility…

If you’re a parent, paying the babysitter can use up your whole date night budget. And even for couples without children, if money is tight, the cost of dining at a restaurant or buying tickets to the movies can be out of reach. Meeting in public may be important when you’re first dating and need the opportunity to leave quickly if things don’t go well…