5 Ways to Save Money on Green Home Improvements

If you’re someone who likes to watch home improvement shows on HGTV or you have subscriptions to a couple of décor magazines, then you’ve probably heard or read, on more than one occasion, about all of the benefits that come with making eco-friendly home improvements. The thing is, while they all can ultimately prove to be a wise investment for your home, many of them (like putting in solar panels, installing a metal roof or adding some double-pane windows) can actually prove to be quite pricey. However, even if certain ones are not currently in your budget, that shouldn’t deter...

Four Benefits of Using a Business Credit Card

The days of carrying a fat wad of cash overseas to take care of expenses are largely over. Credit cards have become more and more common over the past few decades. Today, just about everyone has at least one credit card at some point in their lives. Those who travel or live abroad for their work should try to use a business card if possible. Here are four major benefits of using a business credit card. 1. A Credit Card Is Safer Carrying large amounts of cash around is not a good idea. Even if the money is to be...

5 Easy Ways for Truck Drivers to Save Money on Fuel

Truck drivers know that fuel costs are rising to astronomical levels. Every time they fill up their 18-wheelers their wallet practically screams. As the cost becomes more and more exorbitant it is making the trucking industry, which relies heavily on fuel, more and more untenable. It used to be easy to get from one part of the country to the other and still make a profit after delivering a load, but with rising costs many truckers are having trouble breaking even and some of them are even claiming losses. You might think it’s a lost cause and perhaps you might...

Will You Spend or Save More Money by Going Green?

Although most people are now aware of looming environmental threats such as global warming, pollution, waste, deforestation, habitat loss, and so on, and many are keen to find ways to reduce their carbon footprint and adopt a greener lifestyle, the truth is that many balk at the prospect of paying more for eco-friendly goods and services, especially in a recession. And while the prices on many products have come down thanks to increased demand and subsequent supply, it cannot be denied that going green can cost a pretty penny. On the other hand, there are plenty of ways that green...

5 Ways for Businesses to Save Money on Web Design Costs

Every business needs a website in today’s tech-obsessed world, but the cost of designing a website can be a major burden for businesses operating under tight budgets. If you need a professional website, but lack the funds to pay for top dollar design work, then you’ll need to get creative. Consider these 5 ways to save money on web design costs for your business. Be Clear About What You Want If you’re working with a designer, it is important to take all the guess work out of the scenario before you begin working on website development. Designers can’t read your...

When Is the Best Time to Start a College Savings Plan for Your Children

It is recommended that you start a college saving plan for your children the very day they are born. By putting a money away in an interest accruing, tax deferred account, by the time your child is 18 and ready to go to college they will have a sizable savings that be put towards not only their tuition, but living expenses as well. College can be expensive for parents and many times it is just not feasible if they have not saved up for a long enough time. Moreover, you don’t want your son and daughter to have to apply...

Best Place to Buy Christmas Lights in the Off-season

Many people want to decorate for Christmas but simply cannot afford to. Christmas lights a popular but the costs of purchasing them can add up quickly. The best time to purchase Christmas lights is during the off season. A person can save money on the lights and pass half price or less. There are many places to purchase these lights during the off season. Stores such as the Dollar Tree keep left over Christmas lights on the shelves all year round. They do not order more until the Christmas season but the leftovers will stay on the shelves until they...

5 Smartphone Apps to Help You Save Money

At long last, the recession that so deeply gripped the international economy has begun to loosen. Companies everywhere are hiring again, and dedicated employees are no longer being asked to take a pay cut in order to keep their jobs. Things are still tight, though. The overall cost of living is on the rise, while paychecks remain lower than they should be. But the talented and dedicated worker will always find a way to make due. Luckily, technology offers some assistance in the constant work of trying to make ends meet. More than half of all Americans carry smartphones, and...

5 Fun and Free Activities for the Whole Family

Now that spring has sprung across most of America, the opportunities for family fun have expanded significantly. There’s nothing quite like those first beautiful days, when you can step away from your winter hibernation and enjoy the full spectrum of events available within your community. But while you can pack the kids in the car and hit the town, you’ve still got to keep a close eye on the bottom line. Everything is exponentially more expensive when you have a family, and you’ve got to make sure you save on some weekend entertainment, so you can break the bank later...

Will Pay-As-You-Drive Auto Insurance Save Your Money?

The economy may still be stuck in a recession, but that doesn’t seem to have any effect on the cost of living. The price of everything you need to run your household on a monthly basis continues to rise, from the gas you pump into your vehicle to the produce you pick through at the supermarket. That makes it incredibly important to find alternatives that save you money on those necessities, hopefully leaving you with a bit extra you can put aside for a rainy day. Insurance is one of these requirements, and people spend an awful lot of time...

5 Ways to Cut Your Auto Insurance Costs

No one particularly enjoys paying for car insurance. But it’s a necessary evil that keeps our roads civil, creates a feeling of responsibility and protects people from physical and financial ruin caused by an automotive accident. There are dozens of reputable insurance providers you could choose from, and all of them spend millions of dollars a year advertising their services, and the benefits they provide over the competition. Proper coverage isn’t cheap in any instance, and they’ll certainly look to get as much money as possible out of every motorist they cover. Your job is to save as much as...

5 Tips to Help You Save Money on Dental Care

A root canal, which can be incredibly painful and lead to other problems, must be fixed right away, but if you don’t have dental insurance you could be spending upwards of $1000 or more on costs. Because many dentists practice in private offices, the costs can be far more than other medical costs, mostly because of high overhead. Most people need to have their teeth cleaned up to twice a year, or more, which can really start to add up. In addition, there will undoubtedly be other costs too, like x-ray and check up fees. If you are one of...

Is It Worth the Time and Money to Grow Your Own Food?

As more and more people are not only becoming increasingly aware of how they spend their money, but also of the various things that they can do to preserve the environment, many individuals have been spending less time at their local grocery store and opting to grow their own food instead. And while it may initially seem like a really good thing to do (and for many reasons, it is), the reality is that, as with most things in life, there are pros and cons that come with making that decision. If you’ve been wondering if it’s worth the time...

5 DIY Home Improvements That Will Save You Money

There are few experiences quite as fulfilling as owning a home. It goes far beyond interior decorating in an apartment, giving you an entire property with which to raise a family and express your personal taste. Home ownership isn’t easy, however. Beyond the obvious costs of a mortgage and property taxes, you’ll always have a to-do list of repairs looking to be addressed. Houses take an awful lot of bumps and bruises during a long winter, and even the hardiest property often has ‘character’ issues inherited from the previous owner. There’s simply no way to deal with all of it...

Getting the Best Exchange Rates while Traveling

The last thing anyone wants to worry about while sunbathing on a white sandy beach is their money being gobbled up by hefty transaction fees and currency exchange rates. So, how can you make your money travel further when exchanging foreign currency abroad? Do your Homework Credit Cards Retain your credit card usage for larger purchases, such as travel, hotel bills and meals. Most credit card issuers charge currency conversion fees, however they are usually lower than cashing traveler’s cheques or converting your money at a bureau exchange service. There are also cards that do not charge foreign transaction fees...

5 Ways to Save Money on the Biggest Prom Night Expenses

Prom is just around the corner and there no if’s and’s or butt’s about it, prom night can be expensive for the parents of attendees. Statistics say that a typical family will spend about $1,078 this spring, a huge jump from $807 in 2011, for their child to go to prom. Yet, there are a number of ways for your teen to save big without forfeiting a good time. After all, it is prom night and any parent will want their child to have the night of their life, more than anything. Here are 5 ways to save money on...

5 Ways to Save Money on Big Home Improvement Projects

Part of the joy of owning a home is having the opportunity to reshape it as your heart desires. Over the past few decades the DIY home renovation movement has truly blown up, with massive chains like Home Depot and Lowe’s now providing the weekend contractor with all of the tools and materials necessary to tackle basically any home improvement job. And thanks to the internet, you can also find step-by-step guides to walk you through any situation, many featuring videos that show you those tips in action. So while you may have access to the resources and the information,...

4 Ways To Save Big On Home Decor for St Patty’s Day

Will you be partaking in St. Patrick’s Day festivities this March? Do you love hosting parties? If you do, you’re probably going to go all out decorating your home. Unfortunately, party stores try to charge you a premium price for decorations. Do you really want to spend your entire budget in decorations when you’d rather spend it on lots of food and drinks? Below we showcase four ways you can save on decorations: Go To The Dollar store – Long gone are the days of bad quality items at the Dollar Store, as you’d be surprised at what you can find...

How to Save Money on Healthy Organic Food

There’s no question that the food you eat makes a huge difference in your long term health and well-being. Whether you think GMOs and pesticides are a severe detriment to farmers and our environment or not, it’s pretty much a no-brainer to declare that fresh, natural food untreated by chemicals and unaltered by man is always going to be better for you. But it’s also more expensive. People who only eat organic foods know they are making an investment in their future, and hopefully cutting down on potential medical expenses by giving their body the healthiest fuel possible. But that...

Where to Save Money – Somewhere Safe

Saving money is about keeping your money somewhere safe. Because your savings will be your resource during hard times, you should make sure that you keep it somewhere safe. You should know where to save money so that you can draw something when you are financially burdened. Saving money is also knowing which expenses you can cut down on. This is where budgeting comes in handy. Here are some tips on where you can safely save your money. Where to Put Your Money Keeping your money safe is also keeping your future safe. Make sure that your money is in...

5 Tips for Saving Money on Weekly Groceries Without Using Coupons

Weekly groceries are some of the most unavoidable life necessities of all–an expense that even the most wily consumers can’t edge out of their budgets. As difficult as it may be to manage a budget today, room will always have to be made for groceries. There are many ways, however, that you can save money on your groceries. Don’t worry if you don’t have time to collect coupons, because you won’t even need them. Shop at Multiple Stores Many shoppers restrict all of their grocery needs to a single store. Vast and all-encompassing supermarkets encourage lazy shopping by offering everything...